West Virginia Car Loan Calculator 2026
West Virginia charges 6% in vehicle sales tax, which is added to the financed amount and increases your monthly payment. WV charges 6% sales tax on vehicle purchases. Enter your vehicle details below to see your exact West Virginia car loan payment.
State vehicle sales tax: 6%
West Virginia Sales Tax Trade-In Credit No Registration
Vehicle & Loan Details
2026 avg new car: ~$48,000 · used: ~$28,000
Varies by state — check your DMV
New car 2026 avg: 7.1% · used: 11.5%
Doc fees, registration, title, etc.
Car Loan Results
Monthly Payment
$660.95
Total Interest
$6,357
Amount Financed
$33,300
Vehicle Price$35,000
Sales Tax$2,800
Fees$500
Down Payment- $5,000
Amount Financed$33,300
Total Interest$6,357
Total Cost (out-of-pocket)$44,657
Amortization Schedule
| Month | Payment | Principal | Interest | Balance |
|---|---|---|---|---|
| 1 | $660.95 | $463.93 | $197.03 | $32,836 |
| 2 | $660.95 | $466.67 | $194.28 | $32,369 |
| 3 | $660.95 | $469.43 | $191.52 | $31,900 |
| 4 | $660.95 | $472.21 | $188.74 | $31,428 |
| 5 | $660.95 | $475.00 | $185.95 | $30,953 |
| 6 | $660.95 | $477.82 | $183.14 | $30,475 |
| 7 | $660.95 | $480.64 | $180.31 | $29,994 |
| 8 | $660.95 | $483.49 | $177.47 | $29,511 |
| 9 | $660.95 | $486.35 | $174.61 | $29,024 |
| 10 | $660.95 | $489.22 | $171.73 | $28,535 |
| 11 | $660.95 | $492.12 | $168.83 | $28,043 |
| 12 | $660.95 | $495.03 | $165.92 | $27,548 |
| 13 | $660.95 | $497.96 | $162.99 | $27,050 |
| 14 | $660.95 | $500.91 | $160.05 | $26,549 |
| 15 | $660.95 | $503.87 | $157.08 | $26,045 |
| 16 | $660.95 | $506.85 | $154.10 | $25,539 |
| 17 | $660.95 | $509.85 | $151.10 | $25,029 |
| 18 | $660.95 | $512.87 | $148.09 | $24,516 |
| 19 | $660.95 | $515.90 | $145.05 | $24,000 |
| 20 | $660.95 | $518.95 | $142.00 | $23,481 |
| 21 | $660.95 | $522.02 | $138.93 | $22,959 |
| 22 | $660.95 | $525.11 | $135.84 | $22,434 |
| 23 | $660.95 | $528.22 | $132.73 | $21,906 |
| 24 | $660.95 | $531.34 | $129.61 | $21,374 |
Shows first 24 months. Sales tax treatment varies by state — some states tax the full price, others tax only the financed amount.
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