Time Card Calculator 2026

Subtract your start time from your end time, then deduct any unpaid break time. For example: if you start at 9:00 AM and end at 5:30 PM, that's 8.5 hours. Subtract a 30-minute unpaid lunch break and you have 8.0 hours worked. Multiply by your hourly rate to get your gross pay.

Under the federal Fair Labor Standards Act (FLSA), non-exempt employees must be paid at least 1.5× their regular rate for any hours worked over 40 in a workweek. Formula: overtime hours × (hourly rate × 1.5). For example: 5 overtime hours at $20/hr = 5 × $30 = $150 in overtime pay. Some states like California also require daily overtime for hours over 8 in a single day.

Time and a half means 1.5× your regular hourly rate. Common examples: $15/hr → overtime rate of $22.50/hr. $18/hr → overtime rate of $27.00/hr. $20/hr → overtime rate of $30.00/hr. $25/hr → overtime rate of $37.50/hr. Multiply your rate by 1.5 to find your exact overtime pay per hour.

The FLSA defines the standard workweek as 40 hours. Hours worked beyond 40 in a single workweek are considered overtime and must be paid at 1.5× the regular rate for non-exempt employees. Some employers define full-time as 35–37.5 hours, but the FLSA overtime threshold is always 40 hours per week regardless of employer policy.

Convert your punch-in and punch-out times to minutes since midnight, subtract the start from the end, deduct unpaid break time in minutes, then divide by 60 to get decimal hours. For example: punch in 8:45 AM (525 min), punch out 5:15 PM (1,035 min). Difference: 510 min. Minus 30-min break = 480 min ÷ 60 = 8.0 hours. This calculator does all that math automatically when you use Daily Time Card mode.

Federally, the overtime threshold is 40 hours per workweek under the FLSA. Some states have stricter rules — California requires overtime pay for hours over 8 in a single day (daily overtime) in addition to the 40-hour weekly threshold. Alaska and Nevada also have daily overtime rules. This calculator lets you set your own daily threshold to match your state's rules.

For biweekly pay (paid every 2 weeks), multiply your weekly gross pay by 2. If you work 47.5 hours at $20/hr with 1.5× overtime: regular pay = 40 × $20 = $800; overtime pay = 7.5 × $30 = $225; weekly gross = $1,025; biweekly gross = $2,050. This calculator automatically projects weekly, bi-weekly, monthly (×4.33), and annual pay from your current week's hours.

It depends on the break type. Short rest breaks (5–20 minutes) generally must be paid and count as hours worked under the FLSA. Bona fide meal breaks (typically 30 minutes or more) during which the employee is completely relieved of duties do NOT count as hours worked and are unpaid. Always deduct unpaid lunch breaks from your total hours. This calculator's Break field is for unpaid break time only.